Author Archive
Basic Homeowners Insurance: What’s Not Covered

Homeowners are aware of the need to purchase adequate homeowners insurance policy to protect their personal property and possessions in the event of a natural or man-made disaster. But what are some things that a basic homeowners insurance policy does not cover? Flood Damage If you live in a
What is a Viatical Settlement on Life Insurance? Is it Worth Selling Life Policies With a Life-threatening Illness?

People buy life coverage to help out their families when they die. With rising life expectancy rates this often means that their family won't actually need the financial help when it comes around. But, those diagnosed with a terminal illness or a condition that will shorten their life expectancy
Life Insurance 101: Preparing for the Unfortunate

A life insurance policy is something that every person needs. Sadly, many undervalue the worth of life insurance. Justifiably, facing ones own mortality is not a comfortable subject. Many people put off buying a policy because the issue of death or losing a loved one makes them anxious. Nevertheless,
Key Person Life Insurance: Have You Insured Your Company’s Key Resource?

If you own a small or medium-sized business, chances are that there is at least one person in your company whose knowledge and expertise are key to the success and profitability of your business. Whether this key person is you, your business partner, a highly skilled employee or your